Need an appraisal for an FHA-backed mortgage? Call Stepken Realty Services LLCThe FHA publishes a list of approved appraisers for each state - Stepken Realty Services LLC is on the roster of approved appraisers for NC. This indicates that we are certified and approved by the FHA to do appraisals for property loans underwritten by them. A certain amount of the periodic training our staff at Stepken Realty Services LLC completes deals precisely with understanding the FHA's documentation and their rules and procedures. If you need an appraisal report for an FHA loan, please contact us, and we'll be able to help you right away. An FHA loan is secured by the Federal Housing Administration, a federal organization within the U.S. Department of Housing and Urban Development (HUD). None of the money in the loan is provided by the FHA; what the FHA does is make sure that the loan is secure in case the borrower defaults on his or her loan obligations. The FHA and their loan programs are created to assist low-to-moderate income consumers help meet credit requirements if they otherwise would not. Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. FHA loan programs are particularly beneficial to those consumers with less available funding. |